Independent insurance, tax, and investment advice for Regina, in plain language, honest math, and recommendations built to solve problems rather than sell products. Regina clients work with Derek Penner, a Saskatchewan-licensed advisor, primarily by video and phone, with in person possible when Derek is in the area.
Regina is the capital of Saskatchewan, and its families and business owners deserve advice that is genuinely independent and easy to understand. FS² is not tied to a single insurer or fund company, so the recommendation you get is the one that fits your life, not the one a provider needs to move. And whether you meet on screen or across a table, you are dealing with a real person who is licensed here in Saskatchewan.
Distance is not a barrier. A great deal of good planning today happens over video and phone, and it works. You get the same careful analysis, the same honest math, and the same follow up, without having to fit a downtown appointment into an already full week. Screen sharing actually makes some things clearer, because you can watch the numbers change with your own scenario in front of you instead of squinting at a printout.
Saskatchewan brings its own planning realities. Many families across the province carry farm land, quota, or an operating business into retirement, and passing those on well takes coordinated tax, insurance, and estate work rather than a single product. Whether your situation is a growing family in Regina, an incorporated professional, or a household caring for a member with a disability, the starting point is always the same, your circumstances first and the recommendation second.
[ADVISOR TO ADD: Derek, a couple of honest lines about serving Regina clients, what you notice about the families and owners you help in the area, and how you like to work remotely. Keep it real, no fabricated numbers.]
Regina clients work with Derek Penner, a Saskatchewan-licensed advisor who has been in the industry since 2014. Derek is based in Saskatoon, about two and a half hours up the highway, so Regina planning is handled primarily by video and phone, with in person meetings possible when Derek is in the area. A particular focus of Derek's practice is financial planning for families living with disabilities. As the parent of a child with cerebral palsy, and with prior disability-support experience, Derek understands the planning that families in this situation actually need, from RDSPs and Henson trusts to protecting income when a caregiver has to step back from work. Use a tool on this page and Derek is the one who follows up, directly.
Not a storefront office. Regina is served by Derek Penner, a Saskatchewan-licensed advisor based in Saskatoon. Most planning happens by video and phone, which works smoothly from the first conversation right through to signing, and Derek can meet in person in the Regina area when he is in town. You are never handed to a call centre.
Yes. A first conversation is a free 20 minute, no pitch consultation by video or phone, including evenings and weekends. The full process, from your first meeting to putting a plan in place, can be handled remotely, so being in Regina rather than Saskatoon changes nothing about the quality of advice you get.
Yes. Our advisors are appointed with nearly every major Canadian insurer and fund manager rather than tied to a single company's shelf, so the advice is built to solve your problem, not to sell one provider's product.
This page is general information only and is not individualized financial, investment, insurance, tax, or legal advice. FS² advisors are individually licensed for insurance in Saskatchewan; the corporation is licensed in Alberta and Manitoba. Speak with a licensed advisor about your own situation before acting.