At FS², we are committed to protecting the privacy and security of the personal information of our clients and those with whom we do business. This privacy policy outlines how we collect, use, and disclose personal information in accordance with applicable Canadian privacy laws and regulations, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and any applicable regulations under the Mutual Fund Dealers Association of Canada (MFDA) and life insurance industry.

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Collection of Personal Information:

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We collect personal information from our clients, and those who provide us with their contact information, in order to provide them with financial services and advice, including the sale of investment and life insurance products. The types of personal information we collect may include, but not limited to:

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• Name

• Contact information (e.g. mailing address, telephone number, email address)

• Financial information (e.g. income, net worth, investment information)

• Identification information (e.g. driver's license, passport)

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Use of Personal Information:

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We use personal information to provide clients with financial services and advice, and to comply with legal and regulatory requirements, including any applicable MFDA and life insurance industry regulations. We may also use personal information for the following purposes:

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• Marketing our services and products

• Communicating with clients and those who have provided their contact information

• Conducting market research and analysis

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Disclosure of Personal Information:

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We may disclose personal information to third parties in order to provide our services, including but not limited to third party service providers that assist us in providing our services and other third parties as required or permitted by law, such as regulatory and legal authorities.

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We will not sell, trade or rent personal information to any other third party without the consent of the individual, except as required by law.

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Safeguarding Personal Information:

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We are committed to protecting the personal information that we collect, and take steps to safeguard it from unauthorized access, collection, use, disclosure, copying, modification, disposal or destruction.

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Access and Correction of Personal Information:

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Clients have the right to access their personal information that we hold and to request that any errors be corrected. Clients can make a request to access or correct their personal information by contacting us in writing at info@fs2.ca.

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File Retention:

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We retain client files for the period required by applicable laws and regulations, including the requirements of the Mutual Fund Dealers Association of Canada (MFDA) and the insurance industry in Canada. Client files are retained for a minimum of seven years from the date of the last transaction, or for a longer period if required by law or regulatory requirements. When personal information is no longer needed for the purposes for which it was collected, we will securely destroy or dispose of it in accordance with our document retention policy and applicable laws and regulations.

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Contacting Us:

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If you have any questions or concerns about our privacy policy, or would like to request a copy of our full privacy policy please go to the "Contact" page or send us an email at info@fs2.ca.

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We regularly review our privacy policy and will update it as required in order to ensure that it is compliant with all applicable laws and regulations.

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Our Privacy Policy was last updated January, 2023.

 

By using our services, clients are deemed to have read, understood and agreed to this Privacy Policy.

 

Update March, 2023
 

We would like to note that due to the recent SRO merger that took place on January 1st, 2023, our policies may be subject to change. We will continue to update our policies as new information becomes available.

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