A quick, honest ballpark, built on the same earnings-multiple logic buyers actually use. It's a starting number, not an appraisal, and we'll show you exactly how it's calculated. Then the question most owners forget to ask: is that value protected?
If your business is worth this, what happens to that value if you or a partner is suddenly gone? That's the conversation behind key-person and buy-sell coverage, and the one most owners never have.
Method: adjusted earnings × a typical small-business multiple range for your sector, adjusted for how much the business depends on you. Real-world value also turns on contracts, customers, assets, growth, and the buyer, this is a starting point for a conversation, not an appraisal.